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Cat Health Insurance Plan Options

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Author: Kitty Care 101

Cat Health Insurance Plans Comparison Shopping


      Currently, there are only a handful of companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.

      When you are comparing the quote of one health insurance quote to another remember that the base dollar amount is not the only number you have to consider.

      In addition to the monthly payment, make sure you also check out exactly what type of veterinary care and treatments are covered, what kind of deductible you, the pet owner, will be expected to pay, is there a yearly cap on medical expenses, and what type of discounts are available.

      An insurance plan through Pets Best Pet Insurance will cost approximately $32.00 a month or $384.00 annually. Pets Best will cover pet sterilization provided that the pet owner purchases an additional wellness plan. Pets Best does not cover pre-existing medical conditions, so it is best to insure them early in life before problems develop.

      Pets Best has a lifetime limit of $99,750 dollars per pet. Pets Best health insurance plans come with a $75.00 deductible. Multiple pet discounts are available. Pet's Best pet health insurance does cover cancer.

      Veterinary Pet Insurance is a company that offers pet owners a $14,000 a year cap on an insurance plan that costs approximately $20.00 dollars a month. Veterinary Pet Insurance offers plans with a $50.00 deductible and after the deductible they pay ninety percent of a bill on plans that include pet sterilization and cancer coverage. Veterinary Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.

      ShelterCare is a pet insurance that cost pet owners approximately $29.95 per month. There is absolutely no deductible and cancer treatments are covered. ShelterCare will not pay for pet sterilization nor will they cover any pre-existing conditions. ShelterCare does not have a benefit cap. ShelterCare offers premium discounts for multi-pet plans, medical service, and micro-chips.

      A pet health insurance policy through PetsHealth insurance company will cost approximately $37.17 dollars per month. PetsHealth covers 80% of the pet's vet bill after the $100.00 doller deductible is paid.

      PetsHealth has a $13,000 dollar cap on each pet per year. PetHealth does insure pre-existing conditions after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case by case basis.

      PetCare is a pet health insurance company that estimates the average cost for a policy for a pet is $29.95 a month. This plan includes a fifty dollar deductible. While PetCare covers the cost of a pet's cancer treatments they will not pay for any pre-existing conditions nor will they pay for pet sterilization. PetCare offers discounts for multi-pet plans and medical service.

      None of the estimated monthly prices for these insurance companies include any extra insurances riders.

      Any one or all of these companies can change their policies between now and the time you purchase a pet health insurance plan. Remember to read the fine print before you sign up for a pet health insurance plan.

      All five of these pet health insurance companies have their own websites where you can go to get up-to-date pet health insurance quotes.

     

                                                                                                   

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